Unless you are an independently wealthy cash buyer, in Northern Colorado’s competitive market you are shooting yourself in the foot if you begin your home search with out first getting Pre-Qualified with a reputable, local lender. Doing so will not only dictate the price of the home you can afford, it will also allow you to make an acceptable offer without hesitation when you do find the home you want to buy. Pre-qualification is the first step in the home buying process and should be done before you even begin to look. If you hesitate, you may only be setting yourself up for disappointment when the homes you have been looking at online don’t live up to what you can actually afford. Some of our preferred lenders can be found below. These lenders have online applications that can be filled out at your convenience. These two lenders have been selected by Lestel because they can be trusted to work hard for you and get the job DONE. They have a proven track record of taking care of Lestel’s clients.