Unless you are an independently wealthy cash buyer, in Northern Colorado’s competitive market you are shooting yourself in the foot if you begin your home search with out first getting Pre-Qualified with a reputable, local lender. Doing so will not only dictate the price of the home you can afford, it will also allow you to make an acceptable offer without hesitation when you do find the home you want to buy. Pre-qualification is the first step in the home buying process and should be done before you even begin to look. If you hesitate, you may only be setting yourself up for disappointment when the homes you have been looking at online don’t live up to what you can actually afford. Contact Dave Armstrong with Elevations Credit Union. He has an online application that can be filled out at your convenience. We work with Dave because he can be trusted to work hard for you and get the job DONE. He has a proven track record of taking care of Lestel’s clients.